Big changes are coming for Social Security recipients in Arizona, and paper checks will soon be a thing of the past.
When the Change Takes Effect
Starting September 30, 2025, the Social Security Administration (SSA) will stop mailing paper checks entirely. If you’re among the 7,600 Arizonans still receiving your benefits by mail, you must switch to direct deposit or a prepaid debit card to continue receiving your payments without interruption.
Why the SSA Is Making the Change
This shift is part of a federal initiative aimed at:
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Reducing fraud — paper checks are 16 times more likely to be lost or stolen than electronic payments.
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Cutting costs — the move is expected to save millions in taxpayer dollars over time.
Why It Matters for Arizona
Arizona has over 1.3 million residents aged 65 and older, making this a major transition for a large portion of the state. With more than 20,000 retirees moving to Arizona each year, the need for secure and reliable benefits delivery is more important than ever.
Challenges Ahead
This change could cause issues for some, especially:
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Seniors without bank accounts
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People with limited internet access
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Those unfamiliar with digital banking systems
Arizona officials recommend updating your payment method as early as possible and reporting any issues to the Arizona Attorney General’s Office.
Stay Alert for Scams
Scammers may try to exploit the change. The SSA will never call or email you asking for your Social Security number or bank details. Be cautious and never give out personal information unless you initiate the contact.
A Bigger Trend of Government Cuts
This move comes amid broader federal budget reductions through the Department of Government Efficiency (DOGE), which have impacted various services and programs across Arizona. Many worry further changes may lie ahead — including potential cuts to Social Security benefits.
Stay informed, plan ahead, and safeguard your information as the SSA shifts to a fully digital payment system.
This article has been carefully fact-checked by our editorial team to ensure accuracy and eliminate any misleading information. We are committed to maintaining the highest standards of integrity in our content.
Katie is a senior who has been on staff for three years. Her favorite type of stories to write is reviews and features. Katie’s favorite ice cream flavor is strawberry.
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